Julia Owoc

Julia Owoc is an accomplished writer and thought leader in the fields of new technologies and fintech. She holds a degree in Business Administration from Harvard University, where she developed a deep understanding of financial systems and innovative technologies. With over a decade of experience in the industry, Julia has worked with leading financial institutions, including Citigroup, where she honed her expertise in digital banking and financial solutions. Through her writing, Julia aims to demystify complex technological trends and provide insightful analyses of their implications for the financial sector. Her work has appeared in numerous industry publications, making her a respected voice in the evolving landscape of fintech and technology.